Open banking, embedded finance, and AI are changing where bank data flows. Data privacy now determines how far innovation can ...

Why adaptive, AI-driven data aggregation is becoming critical infrastructure for modern, regulated financial institutions today.

Imagine a world where you have complete control over your financial data—where switching banks is as effortless as changing your cellphone's service provider, and personalized financial services are ...

UK SME lending has fallen 20% in real terms over the past decade, leaving a £22bn funding gap. Traditional credit data and manual processes keep viable firms locked out of finance. Open Banking gives ...

AI-powered data intelligence is reshaping financial services, enabling smarter advisor targeting, compliant outreach, and growth.

A rapid transformation in consumer finance is being brought about by open banking—a pivotal innovation that allows consumers to give third parties real-time access to their detailed financial data.

The Consumer Financial Protection Bureau has finalized its personal financial data-rights rule aimed at governing the sharing of consumer data through open banking. The new rule, released early ...

It has to be one of the driest policy topics ever in the banking and financial services space, and yet it’s caused a flood of controversy for 15 years: a small part of the massive Dodd-Frank Wall ...

The CFPB must unequivocally state that consumers own their financial data and prohibit financial institutions from monetizing access to it. No one should dictate with whom consumers can share their ...

What happens when over 5 million* UK residents are unable to access mainstream credit? The issue is more significant than it seems. These 'credit invisible' individuals—ranging from freelancers to ...

On October 22, 2024, the Consumer Financial Protection Bureau (CFPB) finalized its long-anticipated “Personal Financial Data Rights” rule (and Executive Summary) – more commonly known as the “Open ...

The concept of open banking, or financial data sharing between banks and fintechs, comes with a number of security concerns. Processing Content What if an application programming interface — a tunnel ...