Britney Crawford, James Wright Jr. On March 19, 2025, the Federal Housing Administration (FHA) issued Mortgagee Letter (ML) 2025-08 titled “Rescinding Multiple Appraisal Policy Related Mortgagee ...

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WASHINGTON - You may have seen headlines last week about the Federal Housing Administration needing a taxpayer "bailout" by the Treasury and wondered: Uh oh. Is the FHA heading down the fiscal drain ...

FHA loans offer flexibility to borrowers with low credit scores and limited funds for a home down payment. But there’s one area where FHA lenders can’t be flexible: the appraisal. Any property that’s ...

On March 26, HUD Secretary Scott Turner announced a policy change regarding FHA loans, declaring that the FHA has revised its residency requirements to remove access to FHA-insured mortgages for ...

FHA guidelines generally allow a DTI ratio up to 43%. But if you have a strong credit score and meet other requirements, lenders may allow a DTI ratio of up to 50% on an FHA loan.

Elizabeth Galan, a loan officer in Cincinnati, has shifted her strategy to support Hispanic borrowers amid new immigration policies. With changes in FHA guidelines, she focuses on converting clients ...

New federal rules now prevent non-permanent U.S. residents from getting FHA-backed home loans, leaving many immigrant families without financing options. While most lenders are stepping back, First ...

*Some of the requirements set by the Federal Housing Administration (FHA) to qualify for their home loans—favorable credit score, minimum down payment, and low debt-to-income (DTI) ratio—may not ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...