It stated: “The HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. They do not include many potential determinants of loan application and pricing ...

“They” say plenty of things about time flying as you grow older. (“Life is like a toilet paper role – the closer you get to the end the faster it goes” comes to mind.) HMDA changes are a couple years ...

In last month’s article, I discussed the potential effects of the recent election on the Consumer Financial Protection Bureau (CFPB) and its mortgage rules, including the TILA-RESPA Integrated ...

The CFPB’s Home Mortgage Disclosure Act (HMDA) changes mandate that new or modified data points be collected during the residential mortgage loan origination process, and require more frequent ...

WASHINGTON — Though the deadline for compliance is more than two years away, lenders are already warning that they do not have enough time to comply with a new rule that requires institutions to ...

In what seemed to us to be a very long speech for him, Richard Cordray, Director of the Consumer Financial Protection Bureau spoke of three major changes that had affected his audience over the past ...

The Consumer Financial Protection Bureau's warning letters about Home Mortgage Disclosure Act obligations has prompted speculation that the regulator once again has mini-correspondent lenders in its ...

LAGUNA HILLS, Calif.--(BUSINESS WIRE)--In order to help lenders meet both the current and the significantly expanded CFPB Home Mortgage Disclosure Act (HMDA) standards that are pending release, ...