Explore top short- and long-term CD rates available today ...
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
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How High Could CD Rates Go in 2026?
Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
The interest-earning potential with either account is significant now, but only one will guarantee those returns.
No--penalty CDs -- or liquid CDs -- have become increasingly important for savers who want to lock in a competitive rate without sacrificing access to their funds. These products also give financial ...
Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight quarter-point cuts to its benchmark interest rate. Savers face a shifting ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.
The interest earnings on a CD account of this size can be substantial. And they can materialize fairly quickly, too.
New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...
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