Discover how reference rates like the SOFR and prime rate serve as benchmarks for setting interest rates, and explore their impact on mortgages and financial contracts.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

In the elevated interest rate climate of recent years, there have been few affordable borrowing options to choose from. Personal loan interest rates, for example, have been frozen at around 12% for ...

With mortgage rates averaging below 6%, the final days of the year may offer opportunities for qualified borrowers.

Interest can be charged when you borrow money or earned when you save. When you charge something on a credit card or take out a loan from a financial institution (student loan, auto loan, mortgage, ...

Understand interest costs and fees before you borrow to help choose the best loan option for your business. Many, or all, of the products featured on this page are from our advertising partners who ...

This hack is known as an assumable mortgage, and it's gaining renewed attention at a time when homes may feel harder than ...

Learn what interest rates are considered low in today’s market and how to qualify for the best personal loans. Written By Written by Contributor, Buy Side Lora Shinn is a contributor to Buy Side and ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

You’re more likely to find rates below 4% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

The Hale Kamaʻāina Mortgage Program offers qualified first-time home buyers below-market mortgages. Some of the requirements ...