A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

This complex product has potential upsides but also risks.

Group life insurance covers a number of people under a single policy. It's usually offered through a job, union or other professional association and provides much less coverage than a policy you'd ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Many employers offer extra life insurance at group rates with no medical exam, which is easy to get but might not be your cheapest option Written By Written by Insurance Staff Writer, WSJ | Buy Side ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Term insurance should be backed by a solid insurer’s claim settlement record and good reputation; these factors are to be ...

MassMutual’s flexible payment options are best for those interested in paying off policies early. New York Life is known for fast applications while Penn Mutual has lots of rider options to customize ...